Anna Mongayt is a Co-Founder at Upstart—a crowdfunding platform that lets people raise money in exchange for a portion of their future income. Upstart is enabling young people to alleviate financial burdens such as student loans or living expenses by monetizing their future potential. It helps recent graduates pursue their dreams—to start a business, learn to code, or begin a career in a field they're passionate about—by matching them with backers who believe in their aspirations. Investors can opt-in to become mentors and earn a return based on a regression model that predicts an individual's income over ten years.